Small Business Learning Center

SBA7(a) Loans: Types and Requirements. How to Apply

The United States Small Business Administration offers many loans to small businesses. These loans are guaranteed by the government and come with flexible terms and competitive interest rates. The 7(a) Program of the Small Business Administration (SBA) is a loan facility that offers financial assistance to entrepreneurs who want to start or grow small businesses. These [...]

Small Business: Good Debt vs. Bad Debt

Many small business owners are in a difficult spot when it comes time to borrow money from financial institutions. However, they don't know if the debt will be good or bad for them. Understanding how and why they differ is key to avoiding bad debt for your small business. Small business growth can be affected by [...]

How to Stand Out from Your Competitors?

It can be difficult for small businesses to stand out against larger corporations with greater advertising budgets. How do you attract potential customers? It is important that you find ways to make your small business stand out to customers in today’s online marketplace. This will help you grow your business. Here are some ways you [...]

Equipment Financing

Small businesses can obtain equipment financing to buy large-ticket items. This covers capital expenditures as well as investments that are necessary to grow. If you cannot afford to buy large-ticket items upfront, equipment financing might be an option. Equipment financing allows you the flexibility to finance large or costly items by making monthly payments instead of one [...]

Are there Secrets to Small Business Success?

Is there a secret to small-business success? How can marketing help me make my business successful? How can I get my employees to help me make my business succeed? How can marketing investment help? These are just some of the questions entrepreneurs should ask when trying to build a small business. It's free and won't [...]

How can a social media management platform help me grow my business?

The internet has made it easier to advertise your business and help it grow. A social media platform can be a great tool for your business. Many businesses use social media management tools to grow their customer base and promote their brands. What is a social management platform? Before you can understand how a platform for social media management [...]

What collateral can I use to get a small business loan?

Owners of small businesses need good credit and a solid business plan. They also need collateral. A loan from a bank, or another business lender will often require collateral. What type of collateral is available to obtain a small-business loan?  With our quick and easy application, you can get the money for your business without [...]

Sole Proprietorship: Can It Affect Raising Business Capital?

There are times when people go into business for themselves. Sole proprietor is one of the most common forms of doing so. It is a form of running a business with just you for yourself, and no other partners in the business. Sole proprietorship can become complicated especially when it comes to raising capital or [...]

What Type of Small Business Loans Are Used for Working Capital?

If you're new to the world of business, then understanding the differences between different types of loans and how it affects your business is extremely important. What type of loan are you looking for? What are its benefits? What are the disadvantages? What else do I need to know about this kind of financing before [...]

Misconceptions about Merchant Cash Advances

There are a few misconceptions about merchant cash advances that business owners should be aware of. The first is that a merchant cash advance is a loan. It is not. A merchant cash advance is an advance on the future credit card sales of your business.  Did you know that a small business loan is [...]